We offer Universal Life Insurance, Whole Life Insurance and Term Insurance to protect your family in the event of the death of either partner. The typical family now has two wage earners and in many cases the loss of either partner causes severe financial hardship to the surviving family members. Make plans now for your family's financial security in the event of a tragic loss.
Individual or Business Loans
We can provide Life Insurance to protect either a Family or a Business until a loan is repaid.
In addition to Family Protection a Business owner needs to plan for Business Continuation in the event of his/her death or retirement. This is accomplished with a "Buy and Sell Agreement" and these contracts are often financed with Life Insurance. Contact us for more information about this valuable protection.
"Key Person" Life Insurance is available to protect a Business against the death of an individual who is responsible for a major portion of the company's income. This can be a senior salesperson, a chef, or designer of products.
TERM LIFE Insurance
Contact us for a competitive quote. We usually give rates for up to ten high quality Insurance Companies
CASH VALUE LIFE Insurance
Contact us for a quote when you have need for a permanent Cash Value type Life Insurance Plan
We now have a Simplified Underwriting plan for those people who have purchased Term Insurance in the past and now that plan has expired. In many cases medical conditions and age make Term Insurance unaffordable. In those cases we can offer a plan up to $40,000 death benefit with less stringent underwriting. Not everyone will qualify but many will. This is permanent Life Insurance that will not go up in premium once it has been purchased. Contact us for details.
Important Note: This Duckworth Insurance Services website provides only a simplified description of coverages and should not be mistaken for a statement of contract. Some coverages may not apply in all states. For a complete detail of coverages, limits, conditions, and losses not covered, be sure to read your policy, including all of its endorsements.